so, after graduation, we're driving home and i'm really tired/sick so we all switch up and my mom drives my car. then, the deer happens and we hit it hard.... we finally make it home after being pulled over by some trouper who wanted to tell us one of the headlights was out (no crap, we hit a deer!). The initial estimate was a bit over 3,000 with more likely once they can actually open the hood (probably some radiator damage and such, but it's still working fine). Since i've never dealt with this before, i was wondering if anyone could give me some advice about the insurance and such... right now it's not totaled, but it's about 90% of the way there. i know that since mom was driving it's her insurance/deductible and all, but what happens if they total it/what are the options? :dunno: i'd appreciate any advice! Thanks!