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The Guitar Hero
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205 Posts
Discussion Starter · #1 ·
All things considered, which is more cost effective, buying a N/A and making it turbo or buying the TT?

Couple things I have heard, that I still had questions about:

Seems going single turbo is the best (correct me if I'm wrong there) so it would seem to me, why pay for turbos you don't intend on using? Why not go with a stock engine and put on exactly what you intend on using? (Also I know that the engine is not the same between the models, but I don't know exactly in which ways its different)

Also, someone commented on insurance being cheaper on the N/A which makes sense, but I'm wondering what the difference is between the two? (I'm a 23 year old with outstanding credit and clear history)

What is the cost difference to make a N/A exactly like a TT? Or the cost difference going single on both, while making the suspension ect. of the N/A the same as the TT?

Thanks for any help, and sorry if I asked questions I shouldn't have, or didn't quite understand something that was already posted.
 

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The Guitar Hero
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205 Posts
Discussion Starter · #2 ·
Also, it should be noted that I want my Supra to be a daily driver, and have something to the tune of 400 to less than 500 hp. (I might move to Colorado, and I think too much hp would be a death wish if it was to get icy)
 

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i would say if you have a lot of money to mod your car an n/a might be a better platform. since your gonna be changing alot of parts out, it would be good to start off with a cheaper platform. The major differences between the tt and the n/a are the brakes, head design and manifolds, turbos, and gearing. an n/a can be just as fast, but also there are less parts available. If your not gonna have a lot of cash to mod your car after buying it, go with the tt, cause your gonna have to spend at least 5k on your n/a to keep up with a bpu tt. if you only want 400 horse, get a tt. i guess just see what you can get a deal on.
 

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565rwhp Turbo Lexus
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727 Posts
I think one of the main advantages of starting with a TT is that you get the stronger transmission.

If the N/As came with a better tranny, I would think that it would almost always be better to just go NA-T. The motor can take it, the tranny can't, just that simple.
 

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The Guitar Hero
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205 Posts
Discussion Starter · #7 ·
Wow I started this thread forever ago, and I just came back to the forum today, after doing some research. Then SoAngel revived it while I was looking at other topics.

Yes it DOES seem to be better to go with a TT. It would be interesting to see the breaking point (with insurance considered) at which the N/A is cheaper.
 

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Premium Member
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10,169 Posts
the problem with cheaper insurance on the N/A is if it was totaled you wouldn't get the money you put into the car.
 

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King of the NA-T's
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4,044 Posts
quick said:
the problem with cheaper insurance on the N/A is if it was totaled you wouldn't get the money you put into the car.
BZZZZZ... Wrong. State Farm covered all my mods (turbo kit included) to the tune of $9k. I just had to show all the receipts. No extra premiums.
 

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2014 E63 S
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2,517 Posts
One thing you have to consider is the upkeep on the car. Going na-t is not easy and requires a high degree of skill. If you have a lot of time to tune/maintain your car, then na-t is great. If you work too many hours and can't put in the time, then you need a TT.
 

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Premium Member
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Dave -- What if you had done an engine/tranny swap? Suspension? Brakes?

...and doesn't that depend on your insurance company as well?
 

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DaveH said:
BZZZZZ... Wrong. State Farm covered all my mods (turbo kit included) to the tune of $9k. I just had to show all the receipts. No extra premiums.
Dave,

While I'm glad you got the money out of your car due to the "accident" (cough, cough...):), I believe that was a while ago, and I'd be surprised if State Farm were that generous again.

I have State Farm for both my home and vehicles, have known my agent for many years, and have discussed the whole car mod issues with him openly. On the record, he continues to cover my sc just like it's stock. Off the record, he's let me know in uncertain terms that if I notifed State Farm of performance mods on the car, my insurance would be dropped. That's right *dropped*. Mind you, I have a credit rating close to 800, am much older than most on the forum, and have a near spotless driving record.

I asked if I could recover the aftermarket items in case of a total loss claim, and he said "yes".

Now, all State Farm agents may not be equitable in all states, but it's pretty much the law in Texas. The only way I could get the mods covered is to have a special policy through Progressive. They'll cover what you have invested in the car analogous to covering a antique or classic car. In my case, my premiums would double.

-scott
 

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565rwhp Turbo Lexus
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727 Posts
I had a modified Honda Civic show winner get stolen, I was with State Farm. They covered the cost of the car and gave me an extra $1,800 for the mods. I showed them $16,000 in receipts.
 
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